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r8mom. Paid 30$ OOP. Sometimes you just gotta do what you need to do. My baby

Paid 30$ OOP. Sometimes you just gotta do what you need to do. My baby had no more jars (her dads go-to), and cheesy snacks and @babymummums . I didn’t want to go to rcss cause it’s busy and I just wanted to go home. So I went to shoppers were I got 40% back on my 50k pts redemption! Now I’m good for a couple days 🤣🤣🤣 #babyfood #baby @shoppersdrugmartofficial #extremecouponing #couponer #frugal #savings #couponcommunity

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thepennypinchingprincess. Kohls 🔥 90% off home decor! This was all my store had, unmarked. I us

Kohls 🔥 90% off home decor! This was all my store had, unmarked. I used my 30% off mystery code (emailed today) and Kohls cash! #couponcommunity #extremecouponing #ymmv #couponer #couponers #couponing #frugal #couponingcommunity #extremecouponers

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dealsaddicts. Many styles to choose from. Clearance bogofree !! . 👉🏻 Direct Link i

Many styles to choose from. Clearance bogofree !! . 👉🏻 Direct Link is in my bio (click my profile pic) 👉🏻Swipe up in my IG story . . . Please follow @dealsaddicts for more hot deals and never paying full price !. . . . Tfs.l @dealswithcat 💕Some links may be affiliated earning me a small commission. Thank you if you use my link 🥰 #dealsaddicts #dealsdealdeals #clearancefinds #clearancedeals #dealhunter #clearance #clearanceshopper #deals #dealsandsteals #savemoney #couponcommunity #couponing #walmartdeals #amazonfinds #amazondeals #extremecouponing #couponingcommunity #coupons #neverpayfullprice #rundeal #couponing101 #rundeals #cheapisforme #clearancehunter #savings #frugal #glitchmafia #glitchcommunity

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savingslowly. Overseas now!
I managed to spend only 25 euros yesterday on day 1 of F

Overseas now! I managed to spend only 25 euros yesterday on day 1 of France. Today we go to the eiffel Tower which I'm excited for! This rainy weather has been nice. I'm officially jetlagged. Its 1am here and I'm alive and awake lol I transferred $2000 in savings to spending for France which turned to $1,185 in euros. How sad. But, alas. It is what it is. #savingmoney #frugalliving #debtfreecommunity #budget #frugal #ozdebtfreecommunity #debtfreejourney #financialfreedom #personalfinance #budgeting #couponing #coupons #saving #laptop #like #debtfree #savings #extremecouponing #money #moneysaving #moneysavingtips #neverpayfullprice #couponers #couponworld #debtfreedom #couponer #financialgoals #savemoney #thrifty #follow

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2k18debtfreebydee. How do you do Christmas? 
This year I will be buying gifts for my neph

How do you do Christmas? This year I will be buying gifts for my nephew. Not only is it his first Christmas, but his first birthday too on Christmas Day! That probably means it’s technically his second Christmas.... oh well first with presents! A few years back, my sisters and I decided we have everything thing we need and want so we came up with the idea to pool the money we would normally spend on presents and fund a weekend away for the family. It was a lovely surprise that Christmas, as mum and dad had no idea. Every year since, we have continued to plan a long weekend away and Mum and Dad also contribute rather than buying us presents. We have visited the Sunshine Coast twice and Stanthorpe and who knows where we will end up this year... the kitty no only covers the cost of accommodation for 7 adults and now one kid but also different activities such as private tours, electric bike hire, stand up paddle board hire and more. #christmas #christmasshopping #christmasshoppingtime #christmasbudget #christmaspresents #christmaspresentideas #beintentional #barefootinvestor #daveramsey #daveramseybabysteps #babysteps #babystep3 #debtfreecommunity #debtfreejourney #debtfree #aussiedebtfreecommunity #ozdebtfreecommunity #singledebtfreejourney #singledebtfreecommunity #debtfreecommunityaustralia #savings #savingmoney #cashisking #frugal #frugalliving #frugallife #budgeting #budget #finance #savingsgoals

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memaonabudget. Christmas paid for!  No credit card use this year.  Stay away Murphy �

Christmas paid for! No credit card use this year. Stay away Murphy 🙏 we aren't debtfree but we keep trying. #debtfreecommunity #debtfreeplan #budgeteverydollar #frugal #save #smallshovel #wegotthis

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thekiwisaver. More DIY: not shitty home made crap but stuff that has some thought pu

More DIY: not shitty home made crap but stuff that has some thought put into it. We covered crafts and food. What about more every day items? Photos printed out are about 15c each and can be stolen from social media easily! Pop in a frame and done. Cook books of family favourites can easily be collated and typed up and are especially valued when family members pass (trust me). Getting a personalised mug can be like $10 and will become a favourite if it’s the right photo. Likewise calendars can be printed or offered online for peanuts. For even less get a ready made calendar and write down significant dates through it to personalise. A jar full of good thoughts or memories costs nothing and can be incredibly meaningful. Home made decorations are also super cute if they contain a memory such as a ribbon as long as the current baby (idea stolen from FB!). 20 movies to see or places to visit can be easy books to make. Also, an adventure pack can be easy. Write directions like “turn down the next street starting with T” then pull over and then follow the next red car for 3 minutes” takes your recipient on a fun adventure. A homemade picnic pack. A movie pack is also great - bottle of pop or wine, popcorn or microwave popcorn, sweets and a dvd (even better if second hand) or movie tickets can be made up for almost nothing. There are lots and lots of useful goods you can make for almost nothing at home, saving you from blowing the budget. #daveramsey #babysteps #barefootinvestor #savingmoney #savemoney #moneysavingtips #money #finances #everydollarcounts #frugalliving #frugal #buildwealth #financialfreedom #financialindependence #FIREcommunity #millenialmoney #moneymatters #personalfinance #budget #budgeting #onabudget #debtfree #debtfreecommunity #debtfreenz #debtisdumb #debtsucks #livingonabudget #christmasideas #diychristmas #savemoneyatchristmas

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*wipes away tears of joy* We love our happy customers! ❤️ #loveisallaround #deferit

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pilotwifebudgets. Both my husband and I have visibility to our pay stubs a couple days p

Both my husband and I have visibility to our pay stubs a couple days prior to our actual pay days. This is an excellent budgeting tool so that I can finalize and make any last minute changes to our budget based on our actual numbers. My pay stays fairly consistent, but my husband's salary can vary based on a multitude of factors so it comes in handy knowing just a couple days before that money hits our account. . . . I get excited to finalize my budget and "put the plan in action". With our super tight budget this past year and a half, budgeting gives me a sense of control too. When I figure everything out and all of our bills are paid, it helps me feel less stressed about our financial difficulties. Does budgeting give you peace of mind or cause you more stress?

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Look what I got in the mail today! If you’ve been following me you know we vastly underpaid on our 2018 taxes and had to shell out a boatload of cash this fall. Well our state taxes overcharged us for late fees which they shouldn’t have as we filed an extension for them, but we went ahead and paid the full amount just to be done with it. They corrected their mistake and now I’ve got $1500 back to throw at my debt snowball again! 🎉 #debtfreecommunity #debtfreejourney #7babysteps #livewithless #financialfreedom #financialpeace #debtfreedom #livelikenooneelse #budgeting #daveramsey #debtfreeliving #frugalliving #personalfinance #debtsnowball #millennialmoney #moneyhabits #debtfree #liveonabudget #savemoney #frugalmama #frugal #actyourwage #llnoe #momonabudget

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aduzihna. Hey my beautiful people 💕

Have you ever just listened to the raindro

Hey my beautiful people 💕 Have you ever just listened to the raindrops knocking on your windows? You should try it 🌧️ #lovefornature❤

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the_finance_chick. Unsubscribe to all those emails that try and sell you something! 
Only

Unsubscribe to all those emails that try and sell you something! Only search for items that you need. Living minimalistic not only saves you money but space in your home and clutter in your life which in turn helps your mental health.

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luv2_save. 🔥🔥Great deal on portable bed especially when you have a little one a

🔥🔥Great deal on portable bed especially when you have a little one and attending friends and family event. This is perfect for them to nap in when theres no crib. EXCELLENT reviews + free shipping. Use code in link. Price and promo may end at anytime! . ⬆️Link in my bio @luv2_save or in my story (click round picture in my page, story only posted for 24 hours) ⬆️ . . #savings #deals #rundeals #neverpayfullprice #newbiecouponer #hotdeals #gifts #stealsanddeals #dealhunter #primedeals #promodeals #amazondeals #explore #explorepage #frugal #frugaldeals #dealsandsteals #dealsonthelow #goodprice #cheapdeals #clearancehunter

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dealsaddicts. Shark Navigator bagkess vacuum only $95.99 with 40% coupon !!! 👉🏻 Di

Shark Navigator bagkess vacuum only $95.99 with 40% coupon !!! 👉🏻 Direct Link is in my bio (click my profile pic) 👉🏻Swipe up in my IG story . . . Please follow @dealsaddicts for more hot deals and never paying full price !. . . . 💕Some links may be affiliated earning me a small commission. Thank you if you use my link 🥰 #dealsaddicts #dealsdealdeals #clearancefinds #clearancedeals #dealhunter #clearance #clearanceshopper #deals #dealsandsteals #savemoney #couponcommunity #couponing #walmartdeals #amazonfinds #amazondeals #extremecouponing #couponingcommunity #coupons #neverpayfullprice #rundeal #couponing101 #rundeals #cheapisforme #clearancehunter #savings #frugal #glitchmafia #glitchcommunity

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Let's talk about angles and clothes for a minute. I'm about to bust a lot of bubbles or your thinking it and this crazy lady is posting it. In one picture, you only see half my body which in my eyes I look skinny. Then in the other picture, I'm not so confident because my pooch is rocking these Christmas overalls 😂😂 Stick with me... . . . If you turn the camera a certain way: you can knock off 10 pounds or of you make one picture bigger next to a smaller one OF COURSE YOU'RE GONNA LOOK SMALLER!!! If you suck in your belly, some people can tell so basically it's a facade. Wanna know why I'm posting? Because I've done it in my past and some famous weight loss influencers do this a lot. Here's the true: some people post to get more attention than what you really see in real life. . . . I'm keeping it real y'all and there's AMAZING clothes that help people look smaller: yes, your girl wears them. I want to make sure as I'm learning who I really am that I'm being super honest about the stupid "wanna be famous" posts I use to put on here. Not only do I want to gain the weight back, I don't ever want to be in the destructive mindset I was in for a while. I also don't want to misconstrue myself nor anyone following me. I'm working on my walk with CHRIST, I'm working on being 100 honest in all my post BUT more important: OUTSIDE OF SOCIAL MEDIA. . . . That's where it counts. Yes, I was fake sometimes and yes, I wasn't the best human but I've been redeemed: PRAISE THE LORD!!!! I own my flaws, I own my posts, I own my actions now❤️ it's taken me a while to see the ugliness of my past but your girl is not going back there on social media nor in the real world💪. Here's to the journey, my walk with CHRIST, becoming a better wife and mother, a dedicated teacher, losing 20 more pounds, killing debt, being content; overall becoming a better human being. . . . #goodnight

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dealsaddicts. Super cute work belted blazer for work or play 😍
Using 40% kohl’s mys

Super cute work belted blazer for work or play 😍 Using 40% kohl’s mystery code makes it $12.24 / 30% will be $14.28 / 20% will be $16.32. FREE SHIP for card holders with code DECMVCFREE . 👉🏻 Direct Link is in my bio (click my profile pic) 👉🏻Swipe up in my IG story . . . Please follow @dealsaddicts for more hot deals and never paying full price !. . . . 💕Some links may be affiliated earning me a small commission. Thank you if you use my link 🥰 #dealsaddicts #dealsdealdeals #clearancefinds #clearancedeals #dealhunter #clearance #clearanceshopper #deals #dealsandsteals #savemoney #couponcommunity #couponing #walmartdeals #amazonfinds #amazondeals #extremecouponing #couponingcommunity #coupons #neverpayfullprice #rundeal #couponing101 #rundeals #cheapisforme #clearancehunter #savings #frugal #glitchmafia #glitchcommunity

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Debt Free T - Managing Debt in All Aspects of Life The new year means new challenges. And I am challenging myself and others to achieve debt freedom through accountability and education. I am bringing common sense approaches and humor to the table. I won't tell you to do anything I haven't tried. Look for videos on my YouTube Channel, one on one Debt Free T Accountability Financial Coaching and small group sessions in 2020. Don't go into debt getting help to get out of debt. #smallbusiness #creditcardutilization #freeevents #experiences #debtfreecommunity #debtfreejourney #debtfreeliving #debtfree #debtsnowball #selfcare #financialfreedom #financialliteracy #frugal #savings #sweatequity #sinkingfunds #mortgagefree #volunteering #volunteer

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themillennialgal_. I love designer but it’s an ABSOLUTE waste of money 💰💰💰💰 I’ve neve

I love designer but it’s an ABSOLUTE waste of money 💰💰💰💰 I’ve never owned any real designer items but everything is SO elegant I love looking at it. I have realised it’s such a waste & way overpriced. What you own does not define you as a person. 🛍🤑

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forevvermakeup. LINK IN BIO 😍😍😍
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👭Tag Your Bestie 🛍
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🌸Don’t forget to

LINK IN BIO 😍😍😍 . . . . . 👭Tag Your Bestie 🛍 . 🌸Don’t forget to follow @forevvermakeup for more 🔥 clearance & deals 💸 some links may be affiliated 🛍 make sure to add your email 💌 in the link on my bio to receive email updates of the deals that I post daily 💌 . . . . . #couponing #couponcommunity #extremecouponing #couponingcommunity #coupons #neverpayfullprice #rundeal #couponing101 #rundeals #cheapisforme #clearancehunter #clearance #savings #frugal #glitchmafia #glitchcommunity

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selkie_and_the_fisherman. Test driving some stick on tile stickers on the faux marble titles tha

Test driving some stick on tile stickers on the faux marble titles that joined the external door lip to the floor inside. These are supposed to be water proof. I’ll see how this strip goes and if they seem to be ok, I’ll get to work on the toilet and laundry floors. #diy possibly #diwhy #stickontiles #cheapdiy #homedecoration #frugal #ozdebtfreecommunity

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sunnyskies_butterflies. When you can't find decorations that you're looking for, you improvise

When you can't find decorations that you're looking for, you improvise! It was a lot of fun, learning how to make these rosettes with scrapbook paper. #frugal #frugalbirthday #4yrsold #avengers #boymom #birthday

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figdrop. Bit of honest brand transparency:
For me, the last 5 months have been

Bit of honest brand transparency: For me, the last 5 months have been an absolute nightmare. • It feels like I have experienced every possible problem with starting a business. Every positive move has been met with 5 more obstacles. • I am determined to make things work but it can be difficult to find consistent faith. • How do you guys keep motivated? Do you have tips for making yourself keep going? I would love to hear your tips and tricks! • • • • • • • #consciousconsumerism #reducewhatyouproduce #timetoact #crueltyfreeliving #ecowarrior #londonvegan #lowwaste #saynotosingleuse #veganquotes #veglife #reduceplastic #vegancosmetics #plantbasedlife #nonviolence #frugal #frugalliving #reducewaste #savetheanimals #causes #crueltyfreemakeup #repurposed #ecofashion #allyouneedislove #veganforlife #changetheworld #activism #veganlifestyle #humanity #compassion #animalrights

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🌟Do you set goals in areas of your life other than finances? While reading a book last year, I came across the idea of setting goals using the "wheel of life" categories. My husband and I used these categories when we sat down to plan our 2019 goals, and we plan to do the same for 2020. - 🌟I have seen variations of this concept, so don't feel obligated to use these specific categories. We all have areas we naturally excel in, and those we don't, so setting goals in all areas helps us enjoy a well-rounded life and overall wellness. - 🌟What categories and methods do you use when setting your annual goals? - - - - - #goals #goalsetting #goalsetting2020 #debtfreegoals #lifegoals #financialgoals #financialpeace #debtfreecommunity #cultivatewhatmatters #liveintentionally #intentionalliving #debtfreelifestyle #personalfinance #debtfreegoals #financialindependence #livelikenooneelse #familygoals #babysteps #financialwellness #itsnevertoolate #faithandfinances #debtfreeliving #budgeting #finance #frugal #debtfreedom

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centsandpurpose. The women in your life deserved to be showered with gifts (and love, o

The women in your life deserved to be showered with gifts (and love, of course) every day! But birthdays and holidays can really add up especially if you have a lot of special women in your life! ⁠⠀ ⁠⠀ Living on a budget, I’ve gotten pretty good at finding fun and frugal gifts while sticking to my “gift” budget so I want to show you some unique and inexpensive gifts for HER!⁠⠀ ⁠⠀ These gifts are inexpensive, in fact, they are all under $25.00…plus they are perfect for the woman who has everything and is especially tough to buy for! ⁠⠀ ⁠⠀ These are perfect inexpensive gifts for her that will leave her feeling extra special! ⁠⠀ ⁠⠀ Find the link in my bio to read the full post...⁠⠀ ⁠⠀ Do you set a specific gift budget per person for the holidays or do you prefer to purchase the perfect gift for them regardless of the price?

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daughter0fnature. Weaving willow raised beds. Slow and time-consuming, but ever so thera

Weaving willow raised beds. Slow and time-consuming, but ever so therapeutic and satisfying. Hazel stakes and willow weaving. They will be no-dig as follows: 1. Grass/weeds (the ground) 2. Cardboard (recycled; to smother the grass and weeds) 3. Wood chips (local arborist; before you mention them removing nitrogen out of the soil, they are fresh, meaning they contain leaves and greenery and bark and wood and EVERYTHING. Within a year they will be beautiful compost - and I’m not planting directly into them or digging them into the soil. BIG factors.) 4. Straw/chicken manure (from my girls - waste not, want not) 5. Hay (local and sustainable from a small, family-run agricultural business) 6. Leaves (raked from people’s gardens, collected and bagged. I do the work and leaves are my payment. It’s a win-win) 7. Compost (I am lucky to have a local compost site. Free, or rather, a swap: you take greens in and take compost out.) 8. Mulch: wood chips, straw, hay or leaves, depending on what I have excess or available. Gardening doesn’t have to be expensive. Good soil doesn’t have to be expensive or hard to obtain. It can easily be zero waste. Often, hard work, creativity to think outside of the box, openness to ask or to offer something in return and a bit of patience is what you need. #gardening #gardeningtips #garden #allotment #allotmentuk #allotmentlife #allotmentideas #allotmenteer #uk #nodig #raisedbeds #willow #weaving #soil #soilhealth #compost #winter #december #frugal #free #create #mulch #happy #zerowaste #zerowasteliving

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middleofknowhere. I have a question #debtfreecommunity. As some of you know I’m trying t

I have a question #debtfreecommunity. As some of you know I’m trying to save as much money as possible to purchase a new home on the Gold Coast. I’ve been placing the saved money in my redraw mortgage account with Bank 1. Separately I have multiple individual savings and emergency fund accounts with Bank 2. Would it be better if I put all of the extra savings from Bank 2 into the Bank 1 mortgage account for now until I get preapproved for another loan? I can remove the money if there is an emergency with no issues or fees. Or does it even matter? #mortgagepayoffjourney #debtfree #debtfreecommunity #frugalliving #frugal #frugalchallenge #savings #savingsgoals #saving #savingschallenge #debtfree #debtfreejourney #debtfreecommunityaustralia #debtfreecommunityoz #ozdebtfreecommunity #budget #budgeting #budgetingchallenge #budgetinggoals #mortgage

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